Personal Checking

An ATM/Debit Card provides convenient, secure access to your funds and offers an efficient way to make everyday purchases without carrying cash or writing checks. Debit card transactions are automatically deducted from your checking account, with a detailed record included on your monthly statement—helping you manage spending, track activity, and avoid accruing debt often associated with credit cards.

Our cards can be used for purchases anywhere MasterCard® is accepted and to withdraw cash at ATMs on the PULSE® and Cirrus® networks. For added protection, please contact us immediately if your debit card is lost or stolen so we can help prevent fraud.

Daily Limits
ATM cash withdrawals are limited to $520 per day, while debit card purchases and cash advances are limited to $1,500 per day. If you need a temporary increase and have sufficient available funds, please contact us for assistance.

ATM Fees & Locations
There is no fee for using our ATMs, and 24-hour ATMs are available at both Blissfield office locations. Transactions at non-BSB ATMs may include a nominal fee, and additional fees may be assessed by the ATM owner or network. Our debit cards work at any ATM within the PULSE, Money Pass or Cirrus networks, and additional locations can be found using the PULSE ATM Locator.

Basic Checking is a straightforward account designed for everyday banking without unnecessary fees or requirements. There is no monthly maintenance fee or minimum balance fee, and you’ll have unlimited check writing with a low $50 opening deposit. The account also includes convenient features such as a free MasterCard® ATM/Debit Card, free Blissnet™ Online Banking with Bill Pay, and eStatements to help you manage your money easily and securely.

Our check ordering system was updated in 2018. If this is your first time reordering checks since then, please call or visit us so we can update your order information. Once your information is on file, you can conveniently reorder checks online by clicking here.

A printable PDF form to help you reconcile your checking account. Please note that Adobe Reader (or a compatible PDF viewer) is required to view and print this form. Click to download

This Microsoft Excel based spreadsheet will help you reconcile your checking account. Please note that Microsoft Excel (or a compatible spreadsheet editor) is required to open and edit this spreadsheet file. + Click to download

We understand that overdrafts occur from time to time.

+ Overdraft Coverage Options Disclosure

+ Enroll for Extended Coverage

+ Printable Enrollment Form